Payment Policy
Here’s a clear and professional Payment Policy template for a Mobile & Accessories Shop (both offline and online). This can be used in-store, on your website, printed, or shared with customers.
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💳 Payment Policy – Mobile & Accessories Shop
Effective Date: [Insert Date]
Business Name: [Your Shop Name]
Address/Website: [Insert Address or Website URL]
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1. ✅ Accepted Payment Methods
We accept the following forms of payment:
💵 Cash
💳 Debit/Credit Cards – Visa, MasterCard, RuPay, etc.
📲 UPI Payments – Google Pay, PhonePe, Paytm, BHIM, etc.
🏦 Net Banking
💼 Wallets – Paytm Wallet, Amazon Pay (if applicable)
📜 EMI & Finance Options (on eligible products, via partnered providers like Bajaj Finserv, HDB, Zest, etc.)
> Note: For EMI or financing, customer KYC, credit approval, and down payment may be required.
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2. ⏳ Payment Terms
Full payment is required at the time of purchase.
For pre-orders or special orders, a minimum advance (e.g., 25–50%) may be required.
No products will be delivered or handed over without confirmed payment.
Installment or EMI options (if offered) are subject to third-party financing approval.
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3. 📜 Billing & Invoicing
A valid GST invoice will be issued for all purchases.
Customers must provide accurate billing details at the time of purchase.
Bulk or business orders must include a GST number if applicable.
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4. 📦 Online/Remote Payment Policy (if applicable)
For orders placed over phone, WhatsApp, or website:
100% payment must be completed before shipping.
UPI/Bank transfer details will be shared via official number/email.
Screenshots of transactions must be sent to confirm payment.
COD (Cash on Delivery) is not available unless pre-approved.
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5. 💸 Refund for Cancelled Transactions
If a payment fails but money is deducted, refund will be processed by your bank within 5–7 working days.
Refunds for valid returns are subject to our Return & Refund Policy.
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6. ❌ Payment Disputes
In case of a billing dispute, the customer should notify us within 48 hours of purchase.
Shop reserves the right to cancel any order if:
Payment is not received in time.
Fraudulent or suspicious activity is suspected.
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📞 Contact Us
For any payment-related issues, contact:
📍 KIAPALLA TARINI CHHAKA BANKI CUTTACK,754008
📞 Phone: 7008001396
📧 Email:suryacommunication700@gmail.com
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Would you like:
A printable PDF version of this?
A poster layout f
or your store counter?
This merged with your return or privacy policy?
Just let me know how you'd like it packaged.